Capital market: Mutual funds could beat banks in credit; Kotak AMC Nilesh Shah explains what investors should do

Nilesh Shah of Kotak Mahindra AMC predicts capital markets will soon surpass bank lending in India, signaling a significant shift in economic financing. He emphasized the need for wiser investment habits, urging Indians to avoid unproductive savings and improve financial literacy. Radhika Gupta of Edelweiss Mutual Fund advocated for early-age investing incentives, including lock-in periods, to foster long-term wealth creation.

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